# Understanding your credits The Credits tab in Settings shows your current credit balance, usage history, and consumption patterns. Credits are consumed when Filed processes tax returns, and the tab helps you track and plan your usage. ## Accessing the Credits tab 1. Log in and click the **Settings** (gear) icon in the bottom-left corner. 2. Click the **Credits** tab. ## Overview The overview displays: * Credits used for tax returns of varying complexity levels * Monthly credit consumption patterns * An option to purchase additional credits if your balance is running low ## History tab The History tab provides a detailed breakdown of credits consumed for tax prep, review, and tax planner activities. You can download this data as a CSV file to help plan future credit purchases. ## Insights tab The Insights tab provides insights into cost, usage, forecasting, and other consumption metrics. *** Legacy URL: --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://help.filed.com/understanding-your-credits.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.